Michael has c40 years in Financial Services, during which time he has worked as a Bank Employee (Bank of Ireland, Pictet et Cie), Technologist (Unisys, Tandem, Compaq, HP), Business Consultant (Sophron Partners/McKinsey & Co, EY - Pillar Lead for Regulatory Reporting and EPAM) , as well as being retained as a Lawyer/Linguist at the ECB in Frankfurt. Recent Projects (include) :-  Review of Finance and Regulatory Change Processes for a global organization based in Germany  Advised international bank on opportunities for expansion into the German SME Lending market (and forthcoming FISG changes to KWG, ZAG and KAGB – German Laws)  Working with a leading Dutch Internet Bank on a Platform modular replacement and eKYC/AML enhancements.  Working with a Card Operator on P26 Payment Strategy  Carve out of Baltic operations of Nordic Bank and merger with another Bank to form leading Baltics Bank Academics BSc(Hons) Chemistry & Computer Science LLB(Hons) PgDip (Professional Legal Skills) MSc Computer Science MSc Accounting & Finance MA Marketing Postgraduate Advanced Awards LLM Commercial Law (Merit) BVC (Very Competent – Outstanding in Legal Opinion) Barrister (Called to the Bar 2001) - Lord Diplock Scholar - Blackstone Entrance Exhibitioner Solicitor-Advocate (Admitted 2014) (Current 2021 Practice Certificate)