This session is intended to equip new educators with the knowledge to understand  teacher contracts, our state retirement plans, and basic retirement savings options. We’ll cover what to look for in your contract, the key differences between Michigan’s Pension Plus 2 and Defined Contribution plans, and how to make the most of accounts like 403(b), 457(b), Roth IRA, and HSAs. Walk away with practical tools and terminology to understand your benefits and build a strong financial foundation from the start of your career in education.